1. Introduction

This Privacy Policy explains how Visionary ("we", "our", "us") collects,
uses, and protects your personal data when you use our services.

Visionary is developed and operated by Innovate Future Tech SRL,
a company registered in Romania, with headquarters at Vulturilor, No. 48, Sector 3, Bucharest, Romania (CUI: 49342545).

By accessing our mobile app, web application, or website,
you agree to this Privacy Policy. If you do not agree, please stop using our services.

For inquiries, contact us at suport@thevisionaryapp.com.

2. Scope & Applicability

This Privacy Policy applies to all Visionary digital services, including:

✔ Mobile App (iOS & Android)
✔ Web Application (browser-based platform)
✔ Website (www.thevisionaryapp.com)

This policy outlines what data we collect, how we use it, and your rights.

3. What Data We Collect

Personal Information

• Account data: Name, email, profile picture, company details.

• Authentication & security: Login credentials, session logs.

Financial & Business Data

• Banking data: Account details (via PSD2/SPV integrations).

• Invoices & transactions: Retrieved from integrated financial services.

• Business insights: Data collected from connected ERP/CRM systems.

Usage & Technical Data

• Device information: OS version, browser type, IP address.

• App interactions: Features used, session activity.

• Cookies & tracking: Website behavior analysis (see Section 8).

We do not collect sensitive personal data such as biometric, health,
or religious information.

4. How We Use Your Data

✔ To provide Visionary services:

• Personalize your dashboard & experience.

• Ensure secure authentication & access control.

✔ To improve performance & security:

• Detect fraudulent activities.

• Optimize platform stability & functionality.

✔ For legal compliance:

• Adhere to GDPR & financial regulations.

• Respond to government/legal requests where required.

We do not use your data for unsolicited marketing.

5. Data Sharing & Third-Party Services

Visionary does not sell user data.

We share data only when necessary, such as:

✔ With authorized integrations (ERP, CRM, PSD2 banking, SPV).
✔ With cloud storage & infrastructure providers (secured EU servers).
✔ For legal & regulatory compliance, when required by law.

Any data shared externally is encrypted and secured.

6. Data Storage & Security

✔ Secure storage:

• All data is stored on ISO-certified cloud servers within the EU.

• End-to-end encryption is applied to all sensitive information.

✔ Retention policy:

• User account data: Retained as long as your account is active.

• Financial records: Stored based on applicable legal requirements.

• Anonymized usage data: May be retained for analytics & performance monitoring.

If you delete your account, we permanently erase your personal data
unless required by law to retain certain records.

7. User Rights & GDPR Compliance

Under GDPR (EU Regulation 2016/679), you have the following rights:

✔ Right to Access – Request a copy of your stored data.
✔ Right to Rectification – Correct inaccurate or incomplete data.
✔ Right to Erasure ("Right to be Forgotten") – Delete your data.
✔ Right to Restriction – Limit processing in certain situations.
✔ Right to Data Portability – Transfer your data to another provider.
✔ Right to Object – Stop certain types of processing (e.g., analytics).

To exercise these rights, contact suport@thevisionaryapp.com.

We will process requests within 30 days unless legal obligations prevent immediate action.

8. Cookies & Tracking Technologies

Our website and web application use cookies and similar technologies to enhance

functionality.

✔ Essential Cookies: Required for platform functionality.
✔ Analytics Cookies: Help us improve performance (Google Analytics, etc.).
✔ Preference Cookies: Save user settings & UI preferences.

🚀 Managing Cookies:
You can manage or disable cookies via browser settings.
However, disabling cookies may limit functionality.

For full details, check our Cookie Policy.

9. Cross-Border Data Transfers

Visionary operates within the European Economic Area (EEA).
If we transfer data outside the EU, we ensure adequate legal safeguards:

✔ EU-approved data transfer agreements (Standard Contractual Clauses).
✔ Cloud providers compliant with GDPR.

We do not transfer personal data to countries without adequate protection laws.

10. Children’s Privacy

Visionary is not intended for users under 18 years old.

We do not knowingly collect personal data from minors.
If you believe a minor has registered, contact us to delete their data.

11. Changes to This Privacy Policy

✔ Last Updated: March 2025.
✔ We may update this Privacy Policy periodically.
✔ Significant changes will be communicated via email or app notifications.

12. Governing Law & Dispute Resolution

✔ This policy follows Romanian & EU GDPR regulations.
✔ Any disputes will be handled in Bucharest courts.

13. Contact Us

📩 Email: suport@thevisionaryapp.com

📍 Address: Vulturilor, No. 48, Sector 3, Bucharest, Romania